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Financing

Do you wish to avoid using shareholders' equity to underwrite your contractual obligations?

Phone: +352 4590-5000
Mail: contact@bil.com

Short-term financing

Do you need to deal with occasional or regular cash
shortfalls?

BIL offers you various credit solutions to meet your cash requirements and operating cycle:

Overdraft facilities (confirmed) or current account overdraft facilities (unconfirmed).
Term loans, Money Market, cash advances.
Factoring of receivables, recourse or non-recourse forfeiting.
Leasing solutions for the Luxembourg market: movable equipment, vehicle fleet and IT systems.

To find out more about our cash management solutions, please get in touch with your BIL Relationship Manager.

Structured financing

Would you like to make external acquisitions?
Do you plan to invest in real estate, industrial plant or capital goods?

BIL helps you grow by offering financing solutions adapted to your projects:

Bespoke investment loans for your expansion and investment projects.
Arrangement of club deals on the Luxembourg market.
Underwriting and syndicated loans for major investment or M&A projects : senior financing, investment and operations financing, debt refinancing, etc.
Participation in disintermediated financing: Schuldscheindarlehen, Euro PP, Private Placements, etc.
Bond issues, etc.

To find out more about our structured financing solutions, please get in touch with your BIL Relationship Manager.

Issuing of financial guarantees

Do you need to underwrite your obligations under public or private procurement contracts?
Do you wish to avoid using shareholders' equity to underwrite your contractual obligations?

BIL will commit itself and will provide, subject to approval of your application, a solid financial guarantee in a number of situations(including but not limited to):

Payment guarantees for your business partners.
Performance bonds as part of public or private procurement contracts. This solution gives the prime contractor access to the funds needed for the proper completion of the work in the event of the company defaulting.
Guarantee of refund of deposit. It allows the prime contractor to obtain a refund of deposits paid to the company in the event of non-performance of the contract.
Customs guarantee.
Guarantee of release in favour of a client.

To find out more, please get in touch with your BIL Relationship Manager.