Payments made using your debit card are debited directly from the current account linked to your card.

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Payments made using your credit card (Visa) are recorded on your credit card statement. Your current account is generally only debited at the beginning of the following month, within the set limit.
When are credit card statements paid?

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There are other differences between these two card types. For example, insurance coverage and assistance services are only available for Visa credit cards.
For more detailed information, please visit this page to see the specific sections on bank cards.