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BIL

Loans

Green loans for a more
sustainable future

Intro

BIL is committed to protecting the environment.

Aware of the role that we must play in supporting you with your personal energy transition. BIL can help you realise whatever environmental projects you may have – insulating your home, changing your heating system, producing clean electricity, or purchasing an environmentally friendly vehicle.

Green loans

What are BIL Green Loans?

Green loans provide you with the financing to install equipment that promotes and optimises energy efficiency in your home, and to purchase environmentally friendly vehicles for stress-free travel.

With our expertise and commitment, we can prefinance subsidies in the Klimabonus programme, and offer personalised support to help with your energy transition. Our advisers are on hand to help you make the right choices and find the solutions that best meet your needs.

BIL Green Loans

Renewable
energies

Specifications

Characteristics of the
electromobility loan

The electromobility loan enables you to finance the purchase of an electric car at a preferential interest rate. Choosing an environmentally friendly vehicle enables you to achieve long-term savings as a result of lower maintenance and usage costs in comparison to a combustion engine car. You can also finance the installation of a home charging station with your loan for the purchase of an environmentally friendly vehicle. Combined with the installation of solar panels, you will be able to recharge your electric vehicle using your own green electricity, conveniently and at an even cheaper price.

Term: 5 years

Term: 5 years

Preferential rates

Preferential rates

Loan of up to EUR 75,000

Loan of up to EUR 75,000

Calculate your monthly payment

The agreement in principle is not a promise to lend.

Amount borrowed

€

Maximum amount of €75,000

Period (in month)

12

60

Rate applied

%*

Monthly payments

- €

Excluding cover and administration fees



*For a loan of EUR 10000.00 repayable over 24 months at a fixed interest rate of 4.35 % per annum, you will repay 24 instalments of EUR 436.92 (Excluding death insurance and loan application fees). APR Fixed APR: 4.438 % per annum. Total amount due by the borrower: EUR 10486.19.

Specifications

Characteristics of the
renewable energies loan

The renewable energies loan enables you to finance the installation of solar panels, heat pumps, geothermal systems and other technologies to produce green energy. This will help you save money on your energy bills and reduce your dependency on traditional electricity producers and fluctuations in the energy price. By producing your own green electricity you can also recharge your electric vehicle and further reduce your carbon footprint.

Term: 10 to 15 years

Term: 10 to 15 years

Loan of up to EUR 100,000

Loan of up to EUR 100,000

Financing for 100% of the cost of installation

Financing for 100% of the cost of installation

Calculate your monthly payment

This calculation is not a promise to lend.

Installation cost

Maximum amount of €100,000

€

Provisional amount of grants

Prefinancing over 12 months by BIL that will be reimbursed upon payment by state and/or municipal authorities

€
Calculate amount

Net Amount to be financed

- €

Rates

%*

Period (in month)

12

120

Net monthly payments

Excluding repayment (interest and principal) of the prefinancing of grants

- €
Initiate your request



*For a loan of EUR 20,000 repayable over 48 months at a fixed interest rate of 4.95 % per annum, you will repay 48 instalments of EUR 460.13 (Excluding death insurance and loan application fees). APR Fixed APR: 5.064 % per annum. Total amount due by the borrower: EUR 22.086,24.

Specifications

Characteristics of the
energy retrofit loan

The energy retrofit loan enables you to finance work to improve the energy efficiency of your property. You can finance insulation work, the replacement of windows, the installation of more efficient heating systems that enable you to reduce your energy consumption and bills over the long term, whilst improving the comfort and value of your property.

Term: 10 years

Term: 10 years

Loan of up to EUR 100,000

Loan of up to EUR 100,000

Schedule an appointment with an adviser

Our team of experts is available to help you achieve your goal. Access personalised support to help with your energy transition and find the best solutions for your needs

Make an appointment

Financial aid

Do you need help finding the right aid for your project? Our team of experts is available to help with the process. Aid from the government, local authority, energy providers: find out how much you are entitled to now, using the Klima-Agence simulator.

Calculate your subsidies

Reckinger can help with the realisation and maintenance of renewable energies systems: solar thermal and photovoltaic panels, heat pumps, geothermal systems, pellet boilers.

Contact us

YES GEO SERVICES is at your disposal from the feasibility study to the installation of your geothermal system. Opt for natural energy right under your feet.

Contact us

CAPNER is a company specialized in sustainable energy solutions. We support the energy transition of Luxembourg. Our mission: To enable everyone to achieve energy independence. By offering innovative solutions in the field of renewable energies, we pave the way for a future where everyone can live in harmony with the planet. Our motto "A world of possibilities" reflects our commitment to harnessing all the paths that the planet offers us for a more promising and sustainable energy future.

Contact us

To help you manage your finances and carry out your projects, go further with

Enoprimes: grants for your energy-efficiency renovations

Energy saving grants

When buying a car, plan your purchase well