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Invest

Your business enables you to generate cash: BIL offers you tailor-made savings and investment solutions.

Thanks to BIL's various savings products, you can generate a return on your cash surpluses.

Before making an investment, you should decide how much, for how long and for what return, depending on the associated level of risk.

Your Relationship Manager will select the products best suited to your needs from BIL's wide range of savings products.

Phone: +352 4590-5000
Mail: contact@bil.com

Instant access savings

Is access to your savings your main priority ?

BIL offers straightforward products that are accessible at all times.

  • BIL Cash +: thanks to this savings account developed specifically for businesses, cash can be accessed instantly while earning interest based on a reference rate.
  • Savings Plus Account: The Savings Plus Account meets the needs of individuals for accessible savings. It is ideal for meeting unexpected expenses, growing capital in the short term or to prepare for an investment opportunity.

To find out more about our instant access savings products, please get in touch with your BIL Relationship Manager.

Specialised products

Is investment performance your main priority.

  • Structured products: structured products are composite products bringing together various financial products or instruments based on capital protection and risk-taking criteria. These products enable you to diversify your portfolio.
  • Stock market and SICAV : according to your risk profile and your investment horizon, you can invest in different products such as bonds, equities, Euro commercial paper, EMTNs, investment funds from BIL or issued by third parties (monetary, bonds, equities, mixed and alternative funds), etc.
  • Discretionary mandate : you delegate the management of your assets to BIL experts. These experts use an active, personalised investment management approach based on the desired risk profile, your investment horizon and your portfolio diversification objectives.
  • Luxembourg life insurance: life insurance is a simple and effective tool for investment, wealth management and estate planning purposes. In Luxembourg, your assets enjoy special tax advantages and enhanced protection owing to the insurer's legal obligation to keep assets at an independent custodian bank.
  • BIL Pension Pro : The supplementary pension system for independent freelancers and professionals. A perfect solution for maintaining your standard of living after retirement.

To find out more about our specialised savings products, please get in touch with your BIL Relationship Manager.

Wealth management

Based on its private banking experience, BIL offers self-employed and professional individuals tailor-made savings and investment solutions.

We identify the best solutions for managing your assets depending on your requirements, future business prospects, your projects and your investment horizon.

Following this analysis, we present you with a proposal suited to your needs covering both financial and non-financial aspects.

To benefit from our wealth management expertise, please get in touch with your BIL Relationship Manager.