Choose BIL as your main bank and enjoy advantages and preferential rates, even for mortgages, accompanied by personalised support.
Whether it’s regarding incoming or outgoing payments, your bank cards, paying your bills, your day-to-day expenses or setting up standing orders and direct debits: we are committed to providing you with services that are tailored to your financial needs.
Listening to your needs
Our commitment to offering you innovative, tailored solutions is reflected in the way we listen carefully and gain a thorough understanding of your expectations. We want to strengthen our relationship with you by offering you the best possible opportunities – and that goes for both your personal and your professional endeavours.
Achieve your ambitions with BIL
Trust BIL to support you throughout your financial journey. Enjoy exclusive benefits, ongoing support from our dedicated team, and the peace of mind that optimised financial management affords. With BIL, you’ll be in good hands and in a prime position to make your dreams a reality.
Why make BIL your primary bank?
A special relationship
Receiving your salary and paying your bills through a BIL account will enable us to better understand your needs, which in turn will allow us to offer you personalised support, based on your plans and goals, at every stage of your financial journey.
A win-win approach
By strengthening this special relationship, we can offer you more targeted and tailored financial solutions – enabling you to benefit from our best offers.
Simplified management and time savings
You can simplify your day-to-day management by consolidating your banking operations. Thanks to BILnet, our online banking app, you can monitor your accounts and manage your transactions fully independently and with complete peace of mind.
Switch banks easily with BIL!
We know that switching banks can be stressful, but at BIL, we're here to help you through the process: transfer your salary and recurring payments from another Luxembourg bank to your BIL account with complete peace of mind!
The steps you need to take to switch banks are as follows:
- Generate your RIB in just a few clicks via BILnet
- Set up your standing orders on BILnet
- Use our pre-filled letters to inform your creditors and debtors and switch your direct debits
Amounts received into your current account
- List the organisations and individuals who regularly transfer funds to your current account by consulting your statements for the last twelve months.
Non-exhaustive list of organisations that might regularly transfer money to your current account:
Salary / pension, Rental income, Health fund, Supplemental health insurance, Child benefit, Dividends/coupons received, Interest received,Tax refund - Let them know your new details. You can use our “Change of bank details for transfers” letter template to help with this.
Need to edit a RIB? Download it in just a few clicks from your BILnet app!
Take a look at our online tutorial to find out how to edit a RIB via BILnet.
Amounts debited from your current account
- Inform your suppliers: If you have direct debits (electricity, telecommunications, etc.), inform the relevant companies of your new bank details. You can use our “Change of bank details” letter template to help with this..
- Set up new standing orders: Use BILnet to set up your new standing orders in just a few clicks.
Take a look at our online tutorial to find out how to create a standing order via BILnet.
Bear in mind how long the organisations and people concerned will need to implement changes in relation to your new bank details.