Supporting you for your mortgage loan in Europe – Wealth Management

Finance your future real estate project in Europe surrounded by experts

Whether you are resident of the country where you want to buy real estate or not, we can provide you with a wide range of lending solutions including International Mortgages for prime locations in eligible countries:

France

Spain

Portugal

Italy

Switzerland

Belgium

Germany

Netherlands

Luxembourg

Helping you make your dreams of an exclusive property in Europe a reality

Resident or not, secure the loan for your real estate project surrounded by experts

Whether you want to buy a primary or secondary residential property or make an real estate investment for leasing purpose, we will find the best solutions to finance your real estate plans all the while preserving your liquidity.

Within the bank you can rely on various experienced specialists from credit structurers, to wealth planners, lawyers, credit analysts etc. Each team is put together to reflect the client’s unique needs and each team is multi-lingual.

The advantages of lending solutions from Luxembourg

BIL has been accompanying you with tailored lending solutions. Now that investments, companies and families have a strong international footprint, it is essential to have experts able to manage local and international situations by your side.

By choosing BIL Wealth Management, you have access to our Wealth Management expertise and our understanding of how to conduct projects in an international context.

Personal relationship for a tailor-made solution

We really add value by building a close and personal relationship with every client. Trust and transparency lie at the heart of our offering.

The knowledge of your financial and personal situation really helps to form the basis of our tailored solutions. We know what you want to achieve, and we know why you want to achieve it.

Guide you through every step of your journey

From the account opening to the mortgage application, we ensure that we are there all the way. Your private banker remains your main point of contact in every steps of the way and insures a smooth process along the way.

Mortgage for non-resident in France

France remains one of the most wanted country for a real estate investment. Whether you want to enjoy French Alps in a chalet in Megeve or Courchevel, savour French Riviera summer or experience the high city life in Paris, these investments are always appealing.
Securing a loan in France can be demanding, especially for a non-resident. Our in-house credit structuring experts will support you, with deep knowledge of the French real estate market, to elaborate a personalised mortgage for your project.

Loan for your second residence in Spain

Spain is a prime location for secondary residence to enjoy quality of life and it’s 300 days of sun average from Costa Blanca to Costa del Sol. Enjoy the beauty and rhythm of the Balearic Islands with exclusive property. In order to ensure the process of mortgage as a non-resident and prepare for the restrictions you may face, you can count on our credit structurer team. They will help you making proper financial arrangements to finance your property.

Mortgage for non-resident in Portugal

For a real estate investment or first settlement place in Europe, luxury real-estate market in Portugal is growing. Families from Emirates, London, Hong Kong or United-States are now intend to stay longer and spend quality time in Lisbon, Porto or Algarve. To secure your mortgage and finance you property as non-resident, it is essential to be surrounded by experts who know the market and it’s specificities.

Mortgage for non-resident in Italy

Villas, castles, vineyards, located in splendid Florence, Lake Como, Portofino, Italy is famous for its lifestyle and beauty of nature. No wonder why it remains a very attractive destination for foreigners (from Europe or not).
But Italian real estate market can be very competitive so once you decided to invest in a new property, you need to have experienced credit team by your side to help you navigate and fasten the process as much as possible.

Mortgage for Switzerland

Switzerland is highly represented in the top 5 of the cities with the highest density of UHNWI with Bale, Geneve and Zurich. The Swiss Alps are also an exclusive destination for winter season residence. In a market where real estate prices keep on growing, you want to be supported by credit experts. Especially when this team is backed up by a subsidiary located in Switzerland.

Credit for Belgium real estate project

With the presence of International and European institutions in Brussel and popular destination as Knokke, Belgium offers a wide range of real estate investment possibilities. However, it is important to understand the specificities and regulation of the market before taking the plunge.

German real estate market

Whether you wish to enjoy the cultural or business city life of Munich or Hamburg or searching for a nice gateway in Tegernsee or Steinberger See, you will need to be fully prepared to secure your loan. Depending on your residence, additional constraints might have to be analysed regarding buying a house if you are non-resident of Germany. Therefore, you will need an expert by your side to help navigate the local regulations.

Real estate plan in Luxembourg

Located at the heart of Europe, Luxembourg is one of Europe's major financial centres and close to half of its population moved here from abroad. It is a dynamic and pleasant place to live and work. Therefore, surrounding yourself by local experts would help you make the best out of the real estate opportunities this market offers.

Financing a property purchase for non-resident in the Netherlands

To guide you through the process of buying a property in the Netherlands, we are on your side. While Amsterdam remains on the top of the ranking of most research cities in Europe*, Rotterdam is the architecture city of Holland. You could also choose the largest city by the sea in the Netherlands with The Hague. Many options are open to build a nice real estate project as long as you keep strong advisors around you.

Disclaimer: Any investment may carry a risk of capital loss. The granting of a loan is subject to the bank’s approval of your application. Remember that it costs money to borrow money.

* Barnes Global Property Handbook