Special for teens
aged 12-17

B-young
Betalented

Plus d'informations

BECOME MORE INDEPENDENT!

Aged between 12 and 17 and want greater freedom in how you manage your money or maximum security for your savings?
B-young is made for you!

Your first account and BIL Visa Debit Young card for free

Youth savings account with a preferential rate

Simple and secure BILnet online banking service

Icône google pay Icône apple pay

Pay in a safe, fast way with Apple Pay and Google Pay

Benefit from savings solutions and tax advantages to help you prepare for your future with peace of mind

Youth current account

Your first current account for hassle-free secure money management

  • Free current account
  • Non-frozen account: you can use your available money freely to make your purchases
  • No nasty surprises: overdrafts are not authorised for this current account
  • Manage your money securely with complete freedom
  • Send and receive money quickly via your smartphone with Payconiq (available under certain conditions from 15 years on, information in BIL branches)

Youth Savings account

The ideal solution for your savings

  • No management fees
  • Attractive returns: preferential interest rate
  • Easy to use: it’s really easy for you, your friends, and your family to make regular or one-off payments to the account via bank transfer or standing order
  • Secure savings: as a rule, the capital and interest is frozen until your 18th birthday
  • An account that grows with you: the Youth Savings account becomes the Youth Savings Plus account when you turn 18

BIL Visa Debit Young

A completely free card for under 18s!

  • A REAL DEBIT CARD

    Withdrawals from Servibank+ ATMs in Luxembourg (free) and World. Payment in all physical shop and online businesses in Luxembourg and around the world

  • EASY TO USE

    You can use your card to check your account balance at any time. Your balance and most recent transactions made can also be accessed in the BILnet online banking service.

  • SECURE TRANSACTIONS

    A PIN is sent when the card is issued. Furthermore, withdrawals and payments can only be made within the limit of available funds in the current account. Finally, if the card is lost or stolen it can be cancelled simply by calling + 352 49 10 10 (24/7).

Protect yourself against bank fraud!

The risk of fraud has increased in the digital age. Despite constant improvements in the security of payment methods, card hacking, and the theft of bank details are still commonplace. Fraudsters use a variety of techniques to steal information from victims (phishing, vishing, fake invoices, etc.).

If you don't know how to manage your finances or navigate the online world, you can find yourself in a particularly vulnerable position. BIL is committed to raising your awareness of the importance of fraud prevention and providing you with practical advice on how to stay safe.


Find out more

How to become a client?

You can open an account on your own, if:

  • You are over 15;
  • You are a Luxembourg resident;
  • You are a Luxembourg citizen.

With your legal representative(s) if:

  • You are under 15 and/if;
  • You are not a Luxembourg resident and/if;
  • You are not a Luxembourg citizen.
I take this opportunity!

Savings solution for your child!

Flexicav investment fund savings scheme

To help your child prepare their future with confidence, we propose you our Flexicav solution, an investment fund savings scheme (BIL SICAV) to make your savings grow on the financial markets.

  • No entry fees for SICAVs
  • No custody fee
  • Save for your child at your own pace and at your desired level of risk
  • Funds remain accessible at all times
  • Your Relationship Manager can offer you tailored advice
  • And much more…
Arrange a meeting Find out more